International Payments Guide

Educational resource only. Learn the basics of international payments, currencies, exchange rates, fees, recipient information and payment confirmation.

Before making an international payment

1. Confirm who you are paying and why.
2. Verify the recipient's payment details independently.
3. Check the currency, exchange rate, fees and final amount.
4. Understand whether the payment is reversible or refundable.
5. Keep the receipt and transaction reference.

Exchange rates

Currency conversion rates can change. If a service displays a converted amount, review the applicable rate and any stated fees before confirming.

Using MTS

Read the International Payments service instructions, prepare the required information, review the final details and contact MTS if you need clarification before sending or requesting a payment.

Important

Never send money because of pressure, an unsolicited request or a promise of guaranteed returns. Verify the recipient and purpose first.